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Low Cost Financing Solutions |
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The right equipment will give your company a strategic
advantage in terms of lower operating costs, increased
productivity and an edge over competition. The right finance
or lease program not only saves your company money, but can
offer substantial tax incentives as well -
80% of all Fortune 500 companies finance or lease their
equipment.
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Real Benefits for Manufacturing Companies
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Great rates! Financing industrial equipment is
our only business. Because we specialize, we can provide
better rates and terms than most banks and 'generalist'
finance companies. You'll deal with a specialist who
understands the equipment and the unique needs of
manufacturing companies. We're a direct lender so you'll
work directly with decision makers who give you quick
answers and immediate service.
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Let the equipment pay for itself and use our
money to make money. Programs are available that provide
100% financing and no payments for up to 6 months
allowing profits to ramp up before impacting your cash
flow. Include freight, tooling and accessories in
the financing as well.
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Fixed rates with flexible terms from 3 - 7 years
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Specialized lending – Deal with someone who
understands manufacturing companies and avoid
time-consuming complicated bank loans. Leave your bank
line of credit available for other needs.
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Tax savings - $1.00 buy out leases qualify for
the section 179 - $105,000 write off. Tax savings can
sometimes cover the entire 1st year’s
payments. (more
about tax incentives)
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Hedge against inflation – In an inflationary
environment equipment values continue to rise.
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Fast approvals – In most cases, we’ll approve you
with a simple five-minute
credit application. Get answers in hours not days!
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Super simple paperwork – Simple one-page
agreements. Financing your equipment doesn’t have to be
time-consuming and complicated.
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Equity investment — Monthly payments are lower
than subcontracting costs. At the end of the lease, you
own the equipment for $1.00 or the specified amount.
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Flexibility. There are a variety of leasing
programs available to fit your needs.
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Leasing can increase equipment options – Take
advantage of lower monthly payments and get the
equipment that will maximize your productivity and
profits.
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There are two principal types of leases:
Finance Leases (Lease to Own) – These
typically allow the buyer to own the equipment at the end of
the lease for just $1.00. Advantages include: |
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Low monthly payments.
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Tax benefits: Many customers qualify for a $105,000
write off under Section 179 of the IRS Tax Code plus
depreciation and interest expense. Always check with
your accountant to verify how these tax benefits will
affect your company.
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Leaves your bank line of credit available for other
uses.
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Low down payments — Preserves your working capital
because leasing requires no down payment and provides
100 percent financing, including ancillary costs, such
as shipping and installation. Operating capital is saved
for revenue-generating investments.
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Equity investment — At the end of the lease, you own the
equipment for $1.00 or the specified amount.
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Longer terms with fixed rates — Bank loans typically use
floating rates and these can be called in anytime during
the loan. Leases offer fixed payments through the entire
term and are not callable on demand or subject to annual
renewals.
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Simplified paperwork.
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Flexibility. There are a variety of leasing products
available, allowing the lessee to customize a program to
address needs and requirements -- cash flow, budget,
transaction structure, cyclical fluctuations, etc.
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Operating Leases – These leases usually have
purchase options of 10 percent, 20 percent, or fair market
value. At the end of the lease, you have the option to send
the equipment back or purchase it for the stated purchase
option. Advantages include: |
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Low monthly payments.
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Tax benefits: Payments can be written off as an
operating expense for tax and accounting purposes.
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Off balance sheet treatment possible.
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Minimizes risk of ownership.
End-of-term options include:
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Purchase of the equipment for stated purchase option.
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Renewal of the lease.
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Return of the equipment.
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As with finance leases, operating leases also offer low down
payments, longer terms with fixed rates and the paperwork is
minimal. They are also flexible and allow you to use
available credit lines for other areas of your business.
Always check with your accountant or financial advisor to
verify tax or accounting issues & any tax benefits. |
GET A QUICK QUOTE
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CONTACT US
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WWW.INTECHFUNDING.COM
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APPLY ONLINE

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The new leader in machine tool financing. Call Intech for
your next quote.
1-800-553-9208 |